![]() Joining a Medicare drug plan may affect your Medicare Advantage Plan Talk to your benefits administrator, insurer, or plan provider before you make any changes to your current coverage. ![]() If you have (or are eligible for) other types of drug coverage, read all the materials you get from your insurer or plan provider. The drug coverage you already have may change because of Medicare drug coverage, so consider all your coverage options. Compare your current coverage to Medicare drug coverage. For example, you may have drug coverage from an employer or union, TRICARE, the Department of Veterans Affairs (VA), the Indian Health Service, or a Medicare Supplement Insurance (Medigap) policy. Consider all your drug coverage choicesīefore you make a decision, learn how prescription drug coverage works with your other drug coverage. This information is on your Medicare card. When you join a Medicare drug plan, you'll give your Medicare Number and the date your Part A and/or Part B coverage started. Enroll on the Medicare Plan Finder or on the plan's website.Once you choose a Medicare drug plan, here's how to get prescription drug coverage: For help comparing plan costs, contact your State Health Insurance Assistance Program (SHIP).Ħ things to look for when choosing Medicare drug coverage. Visit /plan-compare to get specific Medicare drug plan and Medicare Advantage Plan costs, and call the plans you’re interested in to get more details. To join a Medicare drug plan, Medicare Advantage Plan, or other Medicare health plan with drug coverage, you must be a United States citizen or lawfully present in the United States. Remember, you must have Part A and Part B to join a Medicare Advantage Plan, and not all of these plans offer drug coverage. You get all of your Part A, Part B, and drug coverage, through these plans. You must have Medicare Part A (Hospital Insurance)Īnd/or Medicare Part B (Medical Insurance) Medicare drug plans. These plans add drug coverage to Original Medicare, some Medicare Cost Plans, some Private Fee‑for‑Service plans, and Medical Savings Account plans. There are 2 ways to get Medicare drug coverage:ġ. Each plan can vary in cost and specific drugs covered. To get Medicare drug coverage, you must join a Medicare-approved plan that offers drug coverage. Generally, you’ll pay this penalty for as long as you have Medicare drug coverage. If you decide not to get it when you’re first eligible, and you don’t have other creditable prescription drug coverage (like drug coverage from an employer or union) or get Extra Help, you’ll likely pay a late enrollment penalty if you join a plan later. Even if you don’t take prescription drugs now, consider getting Medicare drug coverage. ![]() It's optional and offered to everyone with Medicare. ![]() Medicare drug coverage helps pay for prescription drugs you need. ![]()
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